The money app that works foryour future.
See every account, spot money leaks, and get one clear next move from an unbiased coach built for Canadians.
Personal finance
shouldn't be rocket science
One place for all your money, clear insights, and actionable guidance for real Canadian life.
Get control over
subscriptions and spending
See all your subscriptions, what they cost, and cancel in a few taps.
Join Canadians
building better money habits
From first apartments to family budgets and retirement plans, Canadians are making money decisions in real life. WealthyFi helps turn that noise into calmer habits.
Recurring
Subscriptions
10 repeat charges found from connected accounts.
Manage subscriptions
Know what you pay for before it renews.
WealthyFi finds repeat charges across your accounts, groups them into one clear list, and explains which ones deserve a second look before another month slips by.
Find my quiet leaksEverything in one tool
See everyday spending in the full picture.
Connect chequing, savings, credit, and investments across Canadian institutions. WealthyFi turns scattered transactions into one live view of cash flow, net worth, and the spending patterns worth noticing.
Net worth
$7,679
Cash flow
+$3,542
June 2026
Spending insight
Dining is up; groceries are under plan; recurring charges are steady.
Goal
Emergency Fund
Saved so far
$3,600
Target
$5,000
Guidance only
Next: keep the emergency buffer growing after the high-interest card is handled.
WealthyFi shows the reasoning. You stay in control at your bank.
Goals with guardrails
Know the next move without handing over control.
The coach reads the whole picture and sequences what actually matters: the 19.99% card before the TFSA, the buffer before the extras, the card that pays you more for groceries you already buy — and a quiet leak, only when it's real.
Every move shows its math in plain English. Nothing shouts, nothing shames — and if there's no move worth making, WealthyFi stays quiet.
The coach
Ask anything. Get answers
from your numbers.
Not generic advice — the coach reads every connected account before it says a word. It informs; you decide.
Morning, Sam. I checked your accounts, card balance, upcoming bills, and emergency fund goal.
Your best next move is not another dashboard. Put $250 toward the Visa before adding to TFSA this week.
Why debt first if I want to invest?
Because the card costs about 19.99%. Paying it down is the cleanest guaranteed win your numbers show today.
Can I afford this?
Checks cash, upcoming bills, goals, and regular spending before answering.
Which debt first?
Ranks balances by rate, cost, and cash-flow impact, then explains the tradeoff.
What changed this month?
Reads income, spending, subscriptions, cards, and goals together instead of in separate tabs.
“Custom, or nothing. Every suggestion WealthyFi makes is tailored to your data — and we only suggest something if it will make or save you money. Otherwise, no point, and we stay quiet.”
Compare the experience
The difference is
one connected picture.
WealthyFi is built for the everyday Canadian decision: what to do next, what to leave alone, and why.
Without WealthyFi
More tabs, more guessing.
With WealthyFi
One coach, grounded in your numbers.
Accounts, cards, debts and goals sit in different places.
One read-only picture brings the full money story together.
Advice starts generic: save more, spend less, invest earlier.
The next move comes from balances, bills, rates and goals.
Renewals and quiet charges show up after they hit.
Recurring costs are visible early enough to review calmly.
A bank can only recommend from its own product shelf.
WealthyFi has no bank products to sell, so the math can stay neutral.
Saving goals compete with credit card interest in your head.
Debt, buffer, TFSA/RRSP and FHSA decisions are sequenced in order.
More ways it helps
Small tools.
Better money habits.
The landing page stays simple, but the product does the daily work: watch, explain, sequence and stay quiet when there is no useful move.
Full picture
Net worth, cash flow, debt and goals in one CAD-native view.
Renewal review
Spot recurring charges before they quietly become next month's problem.
Coach answers
Ask why debt comes first, what changed, or whether a purchase fits.
Safe-to-save
See what can go toward a buffer, TFSA, RRSP or FHSA after real costs.
Card fit
Compare rewards against your grocery, gas and everyday spending.
Read-only trust
Connect for insight. WealthyFi cannot move, hold or transfer money.
What we stand for
Small on purpose.
Honest by default.
WealthyFi is early, so there are no star ratings to wave around yet. But how it works is already decided — these are the rules we keep.
Tell you what to do first
Not another finance lecture — one clear next move, ranked by what actually helps your money today.
Everything in one place
Debts, bills and savings on a single screen, so a recommendation never feels random or out of context.
Read-only, always
We surface insight; we can never move your money. Every bank connection is view-only, by design.
Keep, don't just cancel
The useful part is knowing what's worth keeping — not a blanket 'cancel everything' you'll regret.
See clearly.
Move at your pace.
We're opening WealthyFi with a small group of Canadians who want money to feel simpler, calmer, and easier to act on. Leave your email and we'll get back to you personally.